Disclosures


Privacy Statement

Dear Customer:

In accordance with the Gramm Leach Bliley Act, all financial institutions including broker/dealers such as Brownstone Investment Group, LLC, are required to send their privacy statement to their customers. The following is our privacy statement:

At Brownstone Investment Group, LLC (“Brownstone”) our customers’ trust and privacy is extremely important to us. Brownstone has taken safeguards to protect the paper documents, the collection of data, and the electronic data stored at Brownstone.

In order to process and services your financial needs, Brownstone has collected customer non-public and personal information, including but not limited to name, address, social security and tax identification numbers. This information enables us to perform your financial transactions.

Brownstone does NOT disclose any information relating to its customers or former customers to affiliates or third parties, except as permitted by law, to process your transactions or to fulfill legal and/or regulatory requirements. In addition, Brownstone will only provide information to relationships you have established and have authorized us to do so (i.e. power of attorney, request for duplicate confirmations or other similar items). Brownstone does not provide current or former customer account information to any outside organizations such as catalogue or direct mail companies.

Brownstone has implemented policies and practices with respect to safeguarding the confidentiality and security of our customers’ information. All our employees are required to protect and comply with theses policies and practices and are subject to disciplinary action or termination if they fail to do so. Brownstone, our affiliates, and clearing firms have secured your information through encryption technology, password protection, and physical safeguards.

Brownstone considers the protection of clients’ personal information to be of vital importance and will continue to protect our clients’ interests.

Should you require additional information, please feel free to contact me at (212) 905-0550.

Sincerely,

Douglas B. Lowey
President


Business Continuity

Brownstone Investment Group LLC’s Business Continuity Plan Disclosure

Our Business Continuity Plan – Brownstone Investment Group, LLC (“Brownstone”) maintains a Business Continuity Plan (BCP) in accordance with FINRA Rule 4370. Our BCP details how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions are unpredictable, we will have to be flexible in responding to actual events as they occur. We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.

Our clearing firms, Goldman, Sachs & Co. and Pershing, LLC, back up our important records in geographically separate areas, as we also do. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firms that their objective is to restore their own operations and be able to complete existing transactions and accept new transactions and payments within a reasonable time period based on the degree of disruption and magnitude to the general financial community. Your orders and requests for funds and securities could be delayed during this period.

Contacting Us – If after a significant business disruption you cannot contact us as normal at (212) 905-0550, you should call our alternative number (212) 661-0033 or go to our web site at http://www.brownstone.com for additional contact information or instructions. Please note that Brownstone is an Introducing Broker and as such does not maintain custody of customers’ funds or securities. If you cannot access us through either of those means, you should contact our clearing firms for instructions on how they may provide prompt access to funds and securities, enter orders and process other trade-related, cash, and security transfer transactions. Our clearing firms’ contact information: Goldman, Sachs & Co. at 212-357-2260 or visit their website at http://gsec.gs.com or Pershing, LLC, at 201-413-4800 or visit their website at http://www.pershing.com.

Varying Disruptions – Significant business disruptions can vary in their scope. They can affect only our firm, a single building housing our firm, the business district(s) where our firm is located, the cities where we are located or whole regions. Within each of these areas, the severity of the disruption can also vary from minimal to severe. As Brownstone operates offices in several different geographic areas, the Firm may be able to transfer operations to an office not affected. In a disruption to only our firm or a building housing our firm, we will transfer our operations and expect to recover and resume business within two hours. In a broader disruption we will transfer our operations to a site outside of the affected area, and recover and resume business within twenty-four hours. In either situation, we plan to continue in business, transfer operations to our clearing firms if necessary, and notify you through our web site http://www.brownstone.com on how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.

For more information – If you have questions about our business continuity planning, you can contact us at (212) 905-0550.


Terms of Use

User Agreement / Disclaimer

By accessing this site you acknowledge that you understand the risks and disclosures and agree to the disclaimers outlined below. If you have any questions regarding the user agreement and disclosures, please contact us at 1-212-905-0550.

Terms and Conditions of Use of the Brownstone Investment Group, LLC (Brownstone) Website

This Website is provided for your use, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of this Website constitutes your agreement to all such terms, conditions and notices. Brownstone may, at any time, change or modify the terms and conditions applicable to your use of this Website, or any aspect or feature of the Website itself.

Materials provided on or through this Website are for general information only, and do not constitute investment advice. Under no circumstances do Brownstone, its affiliates or their employees render advice or recommendations concerning the nature or the potential value or suitability of any security, transaction or investment strategy.

You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services obtained from this Website. Quotes and financial market information provided on this Website have been independently obtained through sources believed to be reliable. However, such information may include inaccuracies, errors or omissions. Neither Brownstone, its affiliates, information providers or content providers shall have any liability to you or third parties for the accuracy, completeness, timeliness or correct sequencing of information available on this Website, or for any decision made or action taken by you in reliance upon such information, or for the delay or interruption of such information.

Brownstone and its affiliates make no warranties with respect to the accuracy, timeliness or suitability of the content of other services or sites to which the screens of this Website link. By providing access to other Websites, neither Brownstone nor its affiliates is endorsing or recommending the site; services or products offered or described thereon; the accuracy, completeness, suitability or any other characteristic of the content of the site; the organization sponsoring the site; nor the purchase or sale of securities issued by such sponsor.

BROWNSTONE, ITS AFFILIATES, INFORMATION PROVIDERS AND CONTENT PROVIDERS SHALL HAVE NO LIABILITY FOR INVESTMENT DECISIONS OR OTHER ACTIONS TAKEN OR MADE BY YOU BASED ON THE INFORMATION PROVIDED ON THIS WEBSITE. THE PRICES, FINANCIAL MARKET INFORMATION AND OTHER INFORMATION AVAILABLE ON THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING (BUT NOT LIMITED TO) WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. IN NO EVENT WILL BROWNSTONE, ITS AFFILIATES, INFORMATION PROVIDERS OR CONTENT PROVIDERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE OR SPECIAL DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE, OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, PRODUCTS OR SERVICES OBTAINED THROUGH THIS WEBSITE, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF BROWNSTONE, ITS AFFILIATES, INFORMATION PROVIDERS AND/OR CONTENT PROVIDERS HAS BEEN ADVISED OF THE POSSIBILITIES OF DAMAGES. Some states do not allow certain limitations on implied warranties, or the exclusion or limitation of incidental, consequential or other damages, so that these disclaimers and limitations may not apply to you.

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